Planning for retirement is about choosing how your money grows with time, not just about saving money. One option that gives investors more control is a Self-Invested Personal Pension (SIPP). Though SIPPs are more common in places like the UK, the idea behind them, managing your own retirement investments, applies globally. What Is a Self-Invested Personal Pension (SIPP)? A Self-Invested Personal Pension (SIPP) is a type of retirement account that allows you to choose and manage your own investments, instead of relying on a fund manager entirely. With a SIPP, you can invest in: Stocks and shares Bonds Mutual funds Real estate (in some jurisdictions) In the UK, SIPPs are widely available through providers such as Hargreaves Lansdown and AJ Bell. In Kenya, while SIPPs as a product are not common, similar flexibility exists through personal pension plans offered by firms like Britam Asset Managers and CIC Asset Management. How Does a SIPP Work? A SI...